Overseas Travel Insurance is insurance that is intended to cover medical expenses, financial and other losses incurred while traveling. One should arrange Travel insurance at the time of booking of a trip to cover exactly the duration of that trip.

Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

The most common risks that are covered by travel insurance are :
» Medical expenses
» Emergency evacuation/repatriation
» Overseas funeral expenses
» Accidental death, injury or disablement benefit
» Cancellation
» Curtailment
» Delayed departure
» Loss, theft or damage to personal possessions and money (including travel documents)
» Delayed baggage (and emergency replacement of essential items)
» Legal assistance
» Personal liability and rental car damage excess

Common Exclusions :
» Pre-existing medical conditions
» War or terrorism
» Pregnancy related expenses
» Injury or illness caused by alcohol or drug use

Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance.

TARIFF

Revised Trawelltag Amount with 12.36%. Including USA / Canada
No. of Days	6 Mths - 40 yrs		41-60 yrs		61-70yrs		71-72yrs		73-74 yrs		75-76 yrs		77-78 yrs		79-80 yrs
	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II
	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net
1- 4	684	826	763	975	1166	1481	1866	2369	2449	2498	3032	3207	3615	3979	4198	4272
5-6	757	914	845	1079	1292	1642	2068	2627	2714	2836	3360	3555	4006	4784	4652	4891
7-8	838	1033	935	1196	1433	1982	2292	2812	3008	3416	3725	3952	4237	5033	5157	5536
9-12	949	1252	1059	1441	1822	2492	2915	3375	3826	4213	4737	5052	5037	6196	6049	7543
13-14	1081	1337	1168	1537	1996	2717	3092	3928	4192	4843	5191	5860	5577	6775	6881	8200
15-21	1212	1556	1376	1869	2590	3578	3740	4195	4698	5474	6167	6243	6707	7319	7370	8802
22-28	1433	1871	1647	2286	3189	4431	4573	5196	5260	5948	6804	6947	7032	8455	8161	10066
29-35	1711	2248	1943	2678	3845	5552	5085	6367	5909	7093	7141	7840	8476	9912	9708	12188
36-47	2070	2765	2417	3313	4913	7163	5790	7578	7217	7993	8949	10173	11090	12557	13537	14023
48-60	2504	3448	2976	4281	6088	8887	8109	10100	10950	13243	13790	15534	14795	18918	18858	24305
61-75	3207	4219	4260	5480	7494	10183	9367	13237	13618	16471	17445	19935	21192	25338	24939	29720
76-90	3841	5056	4842	6130	8912	11138	13242	16849	16779	20266	21929	25850	25518	30350	32166	36176
91-105	4952	6962	8011	8659	10183	12221	15164	20542	20269	25137	26170	30465	32183	37379	37177	44690
106-120	5876	7477	9155	9222	11454	13946	18299	24435	24387	30575	30271	35358	36053	43313	42855	52765
121-140	6750	8516	9346	10459	14966	19133	22428	28443	29513	37171	36173	44849	42052	52250	48934	58784
141-160	8962	9624	12981	13500	17320	23803	28438	36490	35245	44421	45780	52892	49745	63157	61028	70247
161-180	9415	10619	13292	14223	20266	29476	35500	41644	39525	52238	50168	59833	56483	74077	67283	80818
Plan I USD $ 50000. Plan II USD $ 250000

Revised Trawelltag Amount with 12.36%. Including USA / Canada
No. of Days	6 Mths - 40 yrs		41-60 yrs		61-70yrs		71-72yrs		73-74 yrs		75-76 yrs		77-78 yrs		79-80 yrs
	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II
	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net
1- 4	684	826	763	975	1166	1481	1866	2369	2449	2498	3032	3207	3615	3979	4198	4272
5-6	757	914	845	1079	1292	1642	2068	2627	2714	2836	3360	3555	4006	4784	4652	4891
7-8	838	1033	935	1196	1433	1982	2292	2812	3008	3416	3725	3952	4237	5033	5157	5536
9-12	949	1252	1059	1441	1822	2492	2915	3375	3826	4213	4737	5052	5037	6196	6049	7543
13-14	1081	1337	1168	1537	1996	2717	3092	3928	4192	4843	5191	5860	5577	6775	6881	8200
15-21	1212	1556	1376	1869	2590	3578	3740	4195	4698	5474	6167	6243	6707	7319	7370	8802
22-28	1433	1871	1647	2286	3189	4431	4573	5196	5260	5948	6804	6947	7032	8455	8161	10066
29-35	1711	2248	1943	2678	3845	5552	5085	6367	5909	7093	7141	7840	8476	9912	9708	12188
36-47	2070	2765	2417	3313	4913	7163	5790	7578	7217	7993	8949	10173	11090	12557	13537	14023
48-60	2504	3448	2976	4281	6088	8887	8109	10100	10950	13243	13790	15534	14795	18918	18858	24305
61-75	3207	4219	4260	5480	7494	10183	9367	13237	13618	16471	17445	19935	21192	25338	24939	29720
76-90	3841	5056	4842	6130	8912	11138	13242	16849	16779	20266	21929	25850	25518	30350	32166	36176
91-105	4952	6962	8011	8659	10183	12221	15164	20542	20269	25137	26170	30465	32183	37379	37177	44690
106-120	5876	7477	9155	9222	11454	13946	18299	24435	24387	30575	30271	35358	36053	43313	42855	52765
121-140	6750	8516	9346	10459	14966	19133	22428	28443	29513	37171	36173	44849	42052	52250	48934	58784
141-160	8962	9624	12981	13500	17320	23803	28438	36490	35245	44421	45780	52892	49745	63157	61028	70247
161-180	9415	10619	13292	14223	20266	29476	35500	41644	39525	52238	50168	59833	56483	74077	67283	80818
Plan I USD $ 50000. Plan II USD $ 250000

Revised Trawelltag Amount with 12.36%. Excluding USA / Canada
No. of Days	6 Mths - 40 yrs		41-60 yrs		61-70yrs		71-72yrs		73-74 yrs		75-76 yrs		77-78 yrs		79-80 yrs
	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II	Plan I	Plan II
	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net	Net
1- 4	515	629	569	687	770	1122	964	1173	1281	1463	1360	1688	1598	1905	2221	2690
5-6	569	696	628	760	852	1243	1304	1446	1451	1878	2023	2460	2117	2615	2719	3400
7-8	639	805	695	922	1021	1458	1458	1779	1783	2320	2207	2989	2722	3425	3052	4016
9-12	758	897	791	1056	1242	1792	1716	2485	2545	3421	2901	3839	3519	4771	3986	5141
13-14	790	994	825	1148	1351	1950	1915	3054	2837	3815	3315	4601	4088	5218	4888	5963
15-21	873	1147	984	1369	1717	2510	2050	3358	3219	3965	3941	5175	4634	6102	5166	6455
22-28	989	1322	1135	1609	2085	3085	2333	3700	3380	4413	4309	5520	4994	6565	6968	7186
29-35	1189	1566	1322	1860	2541	3797	2934	4127	3790	5074	4779	6898	5427	7665	7430	8154
36-47	1433	1912	1606	2279	3215	4838	3341	5348	4249	5880	5723	7533	6278	8524	8509	9821
48-60	1703	2289	1906	2738	3930	5964	4049	6317	5085	6530	6662	8449	7205	10384	9091	12090
61-75	2080	2863	2414	3415	5090	7574	5451	7976	5888	8399	8124	12109	9112	13534	10838	16177
76-90	2403	3318	2803	3986	6024	8907	6809	9571	7420	10240	9631	13234	11529	15269	14161	18331
91-105	2818	3859	3306	4740	7288	10882	8542	11326	11625	13265	13242	15848	15283	19044	18080	22862
106-120	3168	4342	3700	5338	8226	12296	9074	13258	13441	17313	14850	20379	19136	24029	21854	28075
121-140	3769	5414	4703	6740	10718	15610	10994	15975	16046	20379	18528	23944	22141	30483	27369	32746
141-160	4275	6116	5327	7604	12199	17733	13309	19053	19210	24365	23098	29476	25580	35786	29640	39521
161-180	4714	6829	5931	8487	13641	19875	15458	23262	23009	28437	25424	35747	29818	41677	35854	47080
Plan I USD $ 50000. Plan II USD $ 250000

Corporate Frequent Traveller (CFT) ( Annual Policy)
Age	Premium Worldwide
	Net
upto 40 yrs	4916
41-60 yrs	5740
# 61- 70 Yrs	7176
# Medical Report Requird above 60 years for CFT Plan

COVERAGE

COVERAGES ( in $USD)	PLAN 1	PLAN 2	Annual CFT Plan
Medical Expenses Evacuation\Repatriation (Deductibles)	50,000 100	250,000 100	500,000 100
Dental Cover	225	225	225
Personal Accidental Death	10,000	25,000	25,000
Loss of baggage(Checked)	1,000	1,000	1,000
Delay of baggage(beyond 12 Hrs)	100	100	100
Loss of Passport (Deductibles)	150 25	250 25	250 30
Personal Liability (deductibles)	100,000 100	200,000 100	200,000 200
Trip Cancellation/Curtailment (Deductibles)	500 100	1000 100	Nil
Missed connection (Deductibles)	500 10%	1000 10%	Nil
Bounced Hotel (Deductibles)	500 10%	1000 10%	Nil
Automatic extentsion of 7 days * Incase of delay of public transport service beyond the control of passenger.

Points to be Remembered :
» No medical reports for passenger upto 70 years of age.
» Required Medical Reports
  • E.C.G. report
  • Fasting blood sugar report
  • Urine test report
  • Medical Request Form to be filled by M.D. Doctor only.
» Max Age limit : 80 years
» Max no. of Travel Days : 180 days
» Min no. of Travel Days : 4 days